I've dwelled on this for a few days now, and I'm going to do it again, because I heard the testimony before Congress last week on this issue, and I've seen a number of newspaper stories on whether insurers in Mississippi bilked...
www.insurancecoverageblog.com/archives/first-party-insurance-head-of-national-flood-insurance-program-not-aware-of-insurers-passing-off-wind-coverage-onto-federal-flood-insurance.html